Is it still safe to lend 80% LTV in this market?

Nick and I have been doing private mortgages together for years now. He’s a robust traveller, a few years my senior, and someone who’s lifestyle I envy. We catch up every so often and today we did so via virtual call. His burning question was about LTVs in this market. Is it still safe to lend at 80%, or do we need to bring that max down until values stop depreciating?

Check out the video below to hear my thoughts on this topic.

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